Business Loans
Yapı Kredi Bank Azerbaijan offers business loans to companies and entrepreneurs to support business expansion and project financing. Business loans can be directed towards financing both working capital and fixed assets.
By obtaining a business loan, reaching your goals becomes easier and more cost-effective with us. Whether you aim to grow your business, increase working capital, or finance investment projects, Yapı Kredi Bank is always ready to support you and offers the following products:
| TYPES OF CASH LOANS | TYPES OF LETTERS OF CREDIT | TYPES OF GUARANTEE LETTER |
|---|---|---|
| Credit Line: | Import Letter of Credit (confirmed and unconfirmed) | Payment Guarantee |
| • Revolving | Export Letter of Credit (confirmed and unconfirmed) | Performance Guarantee |
| • Non-revolving | By type of execution, the following LCs are used: | Bid Bond |
| Investment Loan: | At Sight | Demand Guarantee |
| • Real estate purchase | Deferred Payment | Counter Guarantee |
| • Vehicle purchase | Standby Letter of Credit | Advance payment Guarantee |
| • Production/equipment modernization | Retention Money Guarantee | |
| Overdraft limit | Guarantees secured by cash and non-cash loans | |
| Customs Guarantee | ||
Loan amount and term are confirmed on a case-by-case basis. Loans can be repaid using an annuity or grace period. Collateral/guarantee may be required based on credit limit evaluation. |
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