Join Yapı Kredi
Join Yapı Kredi
Financial Solutions
  • Worldcard
  • Financial Solutions
  • Contactless Payment Feature

Contactless Payment Feature

With the contactless payment feature, there is no need to wait during purchases, and the payment process begins instantly and effortlessly. For all cashless transactions up to 100 AZN, PIN entry is not required.

What is the contactless payment feature and how to use it?

The contactless payment feature is a new function designed for fast, simple, and secure transactions. With your Worldcard, equipped with the free-of-charge contactless payment function, you can start contactless purchases immediately.

With a contactless Worldcard, you may perform transactions up to 100 AZN at all Visa PayWave and MasterCard PayPass terminals without entering your PIN. Transactions exceeding 100 AZN require only your PIN. 

Upon receiving your contactless card, the first transaction must be completed at a POS terminal with PIN entry. After this initial transaction, the contactless payment feature can be used.

The contactless payment feature can also be used at Yapı Kredi Bank Azerbaijan ATMs by entering your PIN. 

Smart Assistant

The Smart Assistant is designed to simplify your life. 

When your current balance exceeds a specified amount, your limit is surpassed, or a payment is missed, the Smart Assistant will notify you via SMS or email. This service enables you to monitor your expenses and ensure timely repayment of your credit card balance, avoiding missed payment dates. With the Smart Assistant, making your life easier is in your hands... Whenever funds are debited or credited to your account, the Smart Assistant will inform you via SMS or email. 

Transactions you can manage via the Smart Assistant

•    Your designated credit card

•    Account activity

•    Statement issuance date

•    Information on unpaid amounts

•    Payment due date reminders

•    Limit exceedance notifications

•    Alerts when the current period balance exceeds a specified amount

•    Usage limit

•    Account balance

•    Balance of the primary account linked to your card


You can receive information about your accounts via SMS or email through the Smart Assistant.

To use the Smart Assistant for your Worldcard, simply set your preferences via Internet or Mobile Banking or by calling the Yapı Kredi Contact Center at *0444. Configure the Smart Assistant and receive timely notifications to manage your accounts with confidence and peace of mind.