Every 1% Discount per 1,000 AZN Loan Campaign

Yapı Kredi Bank Azerbaijan is launching its first major loan campaign of 2019. Customers who have never taken a loan from the bank before and apply for a loan by March 31 will receive a 1% interest rate discount for every 1,000 AZN borrowed.

Who can benefit?
Customers who receive their salary not only from Yapı Kredi but also from other banks, and who have never had a loan with Yapı Kredi before, can apply at any branch of the bank.
What documents are required?
A certificate of employment and an ID card are sufficient to process the loan.
Campaign Terms
 • The maximum discount rate under the campaign is 5% (i.e., the lowest possible annual interest rate is 19%)
 • Customers who do not have a Worldcard or do not apply for a Worldcard along with the loan are not eligible for the discount.
 • The campaign applies only to customers taking a loan from Yapı Kredi for the first time
 • The campaign does not apply to Express, Repeat, Special Profession, Travel, Car, Restructuring, Real Estate, State Mortgage (concessional and non-concessional), and Deposit-backed loans.
 • The evaluation of loans and credit cards is carried out in accordance with the Bank’s internal regulations and the responsible lending principles of MPNB/MB. The Bank reserves the right to approve or decline the loan application.
 • Min. EAR: starting from 20.12%
 • The campaign offers the opportunity to earn reward points equal to half of the amount of the first purchase made with a Worldcard. Valid for domestic POS terminal transactions only. Only Worldcard Classic, Gold, and Platinum cards are eligible to participate 

Yapı Kredi Bank Azerbaijan is launching its first major loan campaign of 2019. Customers who have never taken a loan from the bank before and apply for a loan by March 31 will receive a 1% interest rate discount for every 1,000 AZN borrowed.

Who can benefit?
Customers who receive their salary not only from Yapı Kredi but also from other banks, and who have never had a loan with Yapı Kredi before, can apply at any branch of the bank.
What documents are required?
A certificate of employment and an ID card are sufficient to process the loan.
Campaign terms
 • The maximum discount rate under the campaign is 5% (i.e., the lowest possible annual interest rate is 19%)
 • Customers who do not have a Worldcard or do not apply for a Worldcard along with the loan are not eligible for the discount.
 • The campaign applies only to customers taking a loan from Yapı Kredi for the first time
 • The campaign does not apply to Express, Repeat, Special Profession, Travel, Car, Restructuring, Real Estate, State Mortgage (concessional and non-concessional), and Deposit-backed loans.
 • The evaluation of loans and credit cards is carried out in accordance with the Bank’s internal regulations and the responsible lending principles of MPNB/MB. The Bank reserves the right to approve or decline the loan application.
 • Min. EAR: starting from 20.12%
 • The campaign offers the opportunity to earn reward points equal to half of the amount of the first purchase made with a Worldcard. Valid for domestic POS terminal transactions only. Only Worldcard Classic, Gold, and Platinum cards are eligible to participate.