Tariffs and Commissions

Tariff Table for Banking Services for Individual Customers of Yapı Kredi Bank Azerbaijan CJSC

SERVICE PRİCE
1. ACCOUNT OPERATIONS
1.1 Account opening (per CIF) 10 AZN / 6 USD / 5 EUR
1.2 Activaing or closing account (per CIF) Free of charge
1.3 Internet Banking service registration and use Free of charge
1.4 Internet Banking service annual use fee Free of charge
2. ACCOUNT DOCUMENTS
2.1 Account statement Free of charge
2.2 Letters to third parties 20 AZN
3.CASH OPERATIONS
3.1 Cash withdrawals (over cash incoming amount) 0.6% AZN 0.8% Other currency
3.2 Cash withdrawal – in case of cash deposited to account Free of charge
3.3 Foreign exchange İn accordance with the daily rate
3.4. Payment of deposits Free of charge
3.5. Payment of interest on deposit Free of charge
4. CASH OPERATIONS
4.1 Internal transfer (same branch account) Free of charge
4.2 Local AZN transfers 0.2 % (min 2.5 AZN)
4.3 Local foreign currency transfers USD/EUR/GBP0.15% (min 25 USD/EUR/GBP)
4.4 Foreign transfers YapiKredi AŞUSD/EUR0.2% (min. 20 USD/20 EUR)
AZN 0.2% (min. 30 AZN)
TRY 0.15% (min. 300 TRY)
Other banks

TRY

From Branch

via Internet Banking / Mobile Banking


0.25% (min. 500 TRY)

0.15% (min. 300 TRY)
CHF/CAD/AUD /USD/EUR/GBP/RUR

0.35% (min. 70 CHF/CAD/AUD,

30 USD/EUR/GBP, 2000 RUR,250 CNY)
Other currencies 0.5% (min. 50 USD)
Transfers for car purchase USD/EUR/GBP0.35% (min 80 USD/EUR/GBP)
Other currencies Equivalent of 80 USD
4.5 Ammendment/Cancellation/Change in conditions, payment investigation 10 AZN20 AZN + correspondent charges
4.6 Payment systems transfers In accordance with the payment systems’ tariffs
4.7 Western Union https://www.yapikredi.com.az/az/olke-xarici-western-union
5. SAFE BOX

5.1 Small box (up to 20 cm) 125 AZN (3 month) 500 AZN (per year)
5.2 Large box (over 20 cm) 188 AZN  (3 month) 750 AZN (per year)
5.3 Blockage – obligatory 100 AZN
5.4 The issuance of a duplicate key in case of the loss of key 100 AZN

Transactions via third-party payment kiosks or systems

 1% of the amount paid

Commissions applied on loan payments, credit card payments, and account deposits
Hesab.az
Million – 0.9% of the amount paid
E-manat – 0.9% of the amount paid

Tariff Table for Banking Services for Legal Entities and Entrepreneur Customers of Yapı Kredi Bank Azerbaijan CJSC Legal entities

SERVICE PRICE
1. ACCOUNT OPERATIONS
1.1 Legal entity account opening (per CIF)30 AZN / 20 USD / 15 EUR
1.2 Entrepreneur account opening (per CIF)20 AZN / 15 USD / 10 EUR
1.3 Activating accountFree of charge
1.4 Checkbook issuing15 AZN
1.5 Salary package (account opening+debit card/5 years)  (per employee)10 AZN
1.5.1 Additional debit card(s)5 AZN
1.6 Internet Banking service registrationFree of charge
1.7 Internet Banking service annual use feeFree of charge
2. ACCOUNT DOCUMENTS
2.1 Account statement Free of charge
2.3 Letters to third parties 20 AZN
2.3 Audit Confirmation 30 AZN
2.4 MT 940 message sending By agreement
Can be sent on daily, weekly or monthly basis
3. CASH OPERATIONS
3.1 Cash withdrawals (over cash incoming amount) 0.6% AZN 0.8% Digər valyuta / Other currency
3.2 Cash withdrawal commission on salary payments 1% N/A
3.3 Cash withdrawal – in case of cash deposited to account Free of charge
3.4 Cash receipt Free of charge
3.5 Transfer of the currency through another account (in case of absence of the currency account) 50 USD (each time)
3.6 Foreign exchange In accordance with the daily rate
4. NON-CASH OPERATIONS AND TRANSFERS
4.1 Internal transfer (same branch account) Free of charge
4.2 Local AZN transfers 0.15 % (min 2.5 AZN)
4.3 Local foreign currency transfers USD/EUR/GBP 0.15% (min 20 USD/EUR/GBP)
4.4 Foreign transfers YapiKredi AŞ USD/EUR0.25% (min. 20 USD/20 EUR)
AZN  0.2% (min. 30 AZN)
TRY  0.15% (min. 450 TRY)
Other banks

TRY

From Branch via Internet Banking / Mobile Banking


 0.25% (min. 750 TRY) 0.15% (min. 450 TRY)
CHF/CAD/AUD /USD/EUR/GBP/RUR  0.35% (min. 70 CHF/CAD/AUD, 35 USD/EUR/GBP, 2000 RUR)
Other currencies  0.5% (min. 50 USD)
Transfers for car purchase USD/EUR/GBP  0.35% (min 80 USD/EUR/GBP)
Other currencies Equivalent of 80 USD
4.5 Ammendment/Cancellation/Change in conditions, payment investigation 0.1% (min. 1 AZN) 50 USD + correspondent charges
5. SAFE BOX
5.1 Small box (up to 20 cm) 15 AZN (per month) 120 AZN (per year)
5.2 Large box (over 20 cm) 25 AZN  (per month) 225 AZN (per year)
5.3 Blockage – obligatory 50 AZN
5.4 The issuance of a duplicate key in case of the loss of key 100 AZN
6. POS-TERMINAL SERVICE
“World” POS
POS count Monthly service fee per commercial facility
1-4 15 AZN
5-10  25 AZN
above 10 40 AZN
“Non-World” POS
POS count Monthly service fee per commercial facility
1-4 10 AZN
5-10 20 AZN
above 10 30 AZN
Name of service and operations World Classic Kart World Gold KartWorld Platinum kartWorld Business kartWorld Elite Mastercard(Kredit Kart)World Elite Mastercard(Debit)
Annual card fee 10 AZN 25 AZN70 AZN50 AZN600 AZN500 AZN
Cash withdrawal commission from YKB ATMs 1.5%(min 2 AZN) 1.5%(min 2 AZN)1.5%(min 2 AZN)1.5%(min 2 AZN)0 AZN (0.6% when cashing out funds received into the account in a non-cash form, except for salary payments)
Cash withdrawal fee from other ATMs 1.5%(min 3 AZN) 1.5%(min 3 AZN)1.5%(min 3 AZN)1.5%(min 3 AZN)Domestic ATMs 2%+1 AZN, foreign ATMs 2%+3$
Partial cash withdrawal commission (TNA) 1% 1%1%1%n/a
Partial cash withdrawal annual interest 20-22% 20-22%20-22%20-22%n/a
Commission for other non-bank POS (e-com) transactions 4-8% 4-8%4-8%n/a
Interest-bearing term (in equal installments) payment commission (WFT) 22% 22%22%22%n/a
Shopping percentage 2.08% (25% per annum) 2.08% (25% per annum)2.00% (24% per annum)2.33% (28% per annum)n/a
Cash withdrawal percentage 2.16% (illik 26%) 2.16% (illik 26%)2.08% (illik 25%)n/a
Delay percentage (annual) 2.50%(30% per annum) 2.50%(30% per annum)2.50%(30% per annum)2.75%(33% per annum)2.50%(30% per annum)n/a
PIN sending fee 2 AZN 2 AZN0 AZN2 AZN0 AZN0 AZN
Card duplicate issuance 5 AZN 5 AZN0 AZN5 AZN0 AZN0 AZN
SMS notification fee (invoice related) 0 AZN 0 AZN0 AZN0 AZN0 AZNn/a
Printed notification (invoice related) not applicable not applicablenot applicablenot applicablenot applicablen/a
Standard SMS package 0 AZN 0 AZN0 AZN0 AZN0 AZN0 AZN
Simple SMS package 0 AZN 0 AZN0 AZN0 AZN0 AZNn/a
Credit/credit card debt payment from Hesab.az and some other sites (charged by 3rd parties) 1 AZN - 1%(min 1 AZN) 1 AZN - 1%(min 1 AZN)1 AZN - 1%(min 1 AZN)1 AZN - 1%(min 1 AZN)1 AZN - 1%(min 1 AZN)n/a
During online payments to another credit/credit card, including Top up transactions 2%+1 AZN 2%+1 AZN2%+1 AZN2%+1 AZNn/a
To other domestic bank cards 1% (Min 1 AZN) 1% (Min 1 AZN)1% (Min 1 AZN)1% (Min 1 AZN)Up to 1000 AZN without commission, over 2000 AZN - 1% (1 AZN per thousand)
YapıKredi Bank C2C for Azerbaijani cards There is no internal bank commission.There is no internal bank commission.
Transfers made through other applications or similar systems other than the YapıKredi Bank mobile application, including during Top up transactions (to cards of all banks including YapıKredi Bank) 1% (Min 1 AZN)