Auto Loan

*Individuals Eligible for Loans Without a Guarantor:

Government employees 

Teachers

Employees of foreign and local oil, communications, telecommunications, IT, and related companies

Bank employees 

Customers receiving their salary through Yapı Kredi Bank Azerbaijan

**Other collateral items:

Movable and immovable property

Term and demand deposits

Note: In special cases, the Bank reserves the right to request a guarantor, collateral, or additional documents.

Note: Repeat customers are considered those who, within the last 12 months, have fully repaid a loan or credit card debt with Yapı Kredi Bank Azerbaijan, or currently hold a deposit with the Bank.

 Notes

•    The bank reserves the right to require a guarantor, collateral and other documents depending on the amount, term, and other criteria. 

•    The maximum term may be set/provided shorter by the Bank depending on the loan amount and other factors.

This product does not apply to Auto Loans, Restructuring Loans, Real Estate Loans, State Mortgages (concessional or non-concessional), or Deposit-secured loans.

•    *License No. 243 issued by the Central Bank of the Republic of Azerbaijan.