Mortgage Loan

For a home of our own for everyone, Yapı Kredi Bank Azerbaijan offers mortgage products financed by the funds of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan.

Terms of the mortgage loan provided from the funds of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan:

Documents Required for the Preliminary Assessment of a Mortgage Loan:

1. Identification document(s) of the borrower(s).
2. Marriage certificate (or certificate confirming single status).
3. Identification documents or birth certificates of the borrower’s (borrowers’) minor family members.
4. Employment contract or a copy of the employment record book certified by the HR department of the borrower’s workplace (this document is required only from employees of law enforcement agencies and special government institutions).
5. Documents confirming the borrower’s (borrowers’) income: employment certificate(s) from the primary and, if applicable, additional workplace(s), and bank statements for the last 12 months from salary cards.
6. The Bank may request additional documents during the assessment process.

Additional documents required if the borrower belongs to a preferential category:

1. A document confirming the borrower’s eligibility for the preferential category.

If the borrower(s) is/are an individual entrepreneur:

1. A copy of the certificate confirming the entrepreneur’s registration with the tax authorities.
2. Income tax or simplified tax return accepted by the tax authorities.

Requirements

1. The mortgage property may only be an apartment or an individual residential house.