People working in the oil and gas field

*In exceptional cases, Yapı Kredi Bank Azerbaijan may request collateral.

Collateral Items:

•    Movable and immovable property

•    Term and demand deposits

**Individuals Eligible for Loans Without a Guarantor:

Government employees

Teachers

Employees of foreign and local oil, communications, telecommunications, IT, and related companies

Bank employees

Customers receiving their salary through Yapı Kredi Bank Azerbaijan

Notes

•    The bank reserves the right to require a guarantor, collateral and other documents depending on the amount, term, and other criteria. 

•    The maximum term may be set/provided shorter by the Bank depending on the loan amount and other factors.

This product does not apply to Auto Loans, Restructuring Loans, Real Estate Loans, State Mortgages (concessional or non-concessional), or Deposit-secured loans.

•    Different annual interest rates may apply in cases of non-performing loans.

•    *License No. 243 issued by the Central Bank of the Republic of Azerbaijan.