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Repeat Customer Loan

Discounted consumer loan product from Yapı Kredi Bank Azerbaijan for repeat customers.

Who can apply? Individuals who have had a loan at Yapı Kredi Bank Azerbaijan within the last 5 years or currently hold a loan (excluding customers with overdue loans), or those who currently hold a Yapı Kredi Bank Azerbaijan Worldcard, or have had a term deposit within the last 3 years or currently maintain a term deposit at Yapı Kredi Bank Azerbaijan
Annual Interest Rate Starting from 11,5%
EARİ min. 14.5% - max. 23.9%
Collateral* Not required
Guarantor** Not required
Term:  3-59 months
Amount 300 AZN – 50 000 AZN
Required Documents ID card and employment verification letter

*In exceptional cases, Yapı Kredi Bank Azerbaijan may request collateral.

Collateral Items:

•    Movable and immovable property

•    Term and demand deposits

**Individuals Eligible for Loans Without a Guarantor:

•    Government employees 

•    Teachers

•    Employees of foreign and local oil, communications, telecommunications, IT, and related companies 

•    Bank employees 

•    Customers receiving their salary through Yapı Kredi Bank Azerbaijan


Notes

•    The bank reserves the right to require a guarantor, collateral and other documents depending on the amount, term, and other criteria. 

•    The maximum term may be set/provided shorter by the Bank depending on the loan amount and other factors

This product does not apply to Auto Loans, Restructuring Loans, Real Estate Loans, State Mortgages (concessional or non-concessional), or Deposit-secured loans.

•    Different annual interest rates may apply in cases of non-performing loans.

•    *License No. 243 issued by the Central Bank of the Republic of Azerbaijan.


Repeat Customer Loan Calculation Tool