Special Loan for Worldcard Holders

*In exceptional cases, Yapı Kredi Bank Azerbaijan may request collateral.

Collateral Items:

•    Movable and immovable property

•    Term and demand deposits

**Individuals Eligible for Loans Without a Guarantor:

Government employees

Teachers

Employees of foreign and local oil, communications, telecommunications, IT, and related companies

Bank employees

Customers receiving their salary through Yapı Kredi Bank Azerbaijan

Notes:

•    The Bank reserves the right to request a guarantor, collateral, and other documents, depending on the amount, term, and other criteria. 

•    The maximum term may be set/provided shorter by the Bank depending on the loan amount and other factors.

•    This product does not apply to Auto Loans, Restructuring Loans, Real Estate Loans, State Mortgages (concessional or non-concessional), or Deposit-secured loans.

•    Customers who do not currently have a card but obtain a card only for the purpose of a loan are not eligible under this category.

•    This loan type applies only to active cardholders.

•    Customers with cards that were previously closed are not eligible under this loan type.

•    This loan type applies exclusively to existing Classic, Gold, and Platinum customers, including their supplementary cardholders.

•    Different annual interest rates may apply in cases of non-performing loans.

•    License No. 243 issued by the Central Bank of the Republic of Azerbaijan.