New Customer Loan
Consumer loan product for new customers applying to Yapı Kredi Bank Azerbaijan. Yapı Kredi Bank Azerbaijan welcomes you and thanks you for choosing us.
| Who can apply? | Customers applying for a loan from Yapı Kredi Bank for the first time. |
|---|---|
| Annual Interest Rate | Starting from 12% |
| EARI | min. 15% - max. 24.4% |
| Collateral* | Not required |
| Guarantor** | Not required |
| Term: | 3-59 months |
| Amount | Starting from 300 AZN – 50 000 AZN |
| Required Documents | ID card and employment verification letter |
*In exceptional cases, Yapı Kredi Bank Azerbaijan may request collateral.
Collateral Items:
• Movable and immovable property
• Term and demand deposits
**Individuals Eligible for Loans Without a Guarantor:
• Government employees
• Teachers
• Employees of foreign and local oil, communications, telecommunications, IT, and related companies
• Bank employees
• Customers receiving their salary through Yapı Kredi Bank Azerbaijan
Notes
• The bank reserves the right to require a guarantor, collateral and other documents depending on the amount, term, and other criteria.
• The maximum term may be set/provided shorter by the Bank depending on the loan amount and other factors.
This product does not apply to Auto Loans, Restructuring Loans, Real Estate Loans, State Mortgages (concessional or non-concessional), or Deposit-secured loans.
• Different annual interest rates may apply in cases of non-performing loans.
• *License No. 243 issued by the Central Bank of the Republic of Azerbaijan.
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