Join Yapı Kredi
Join Yapı Kredi
Credits

Salary Loan

Discounted consumer loan product for customers receiving salaries through Yapı Kredi Bank Azerbaijan

Salary Loan
Who can apply? Individuals receiving their salaries through Yapı Kredi Bank Azerbaijan
Annual Interest Rate Starting from 11,5%
EAR min. 14% - max. 20.7%
Collateral* Not required
Guarantor** Not required
Term:  3-59 months
Amount Starting from 300 AZN – 50 000 AZN
Required Documents ID card

*In exceptional cases, Yapı Kredi Bank Azerbaijan may request collateral.

Collateral Items:

•    Movable and immovable property

•    Term and demand deposits

 

**Individuals Eligible for Loans Without a Guarantor:

Government employees

Teachers

Employees of foreign and local oil, communications, telecommunications, IT, and related companies

Bank employees

Customers receiving their salary through Yapı Kredi Bank Azerbaijan

 

Notes

•    The bank reserves the right to require a guarantor, collateral and other documents depending on the amount, term, and other criteria. 

•    The maximum term may be set/provided shorter by the Bank depending on the loan amount and other factors.

This product does not apply to Auto Loans, Restructuring Loans, Real Estate Loans, State Mortgages (concessional or non-concessional), or Deposit-secured loans.

•    *License No. 243 issued by the Central Bank of the Republic of Azerbaijan.

•    Different annual interest rates may apply in cases of non-performing loans.


Salary Loan Calculation Tool