Worldcard Premium

For Those Aiming for Higher Standards and Financial Flexibility: Worldcard Premium (Credit Card)

With the Worldcard Premium credit card, exclusive privileges, a large credit limit and financial flexibility are with you at all times!

Financial Services and Credit Facilities
Free SMS Alert Service: All incoming and outgoing transaction information is sent to your mobile phone 24/7 free of charge.
Installment Payment Option: The ability to pay for purchases of 100 AZN and above worldwide in 3 installments.
Cashout Facilities: Convenient use of cash advance and installment cash advance services; the ability to cash out 100% of your limit when needed.

World Elite Mastercard(Kredit Kart)
Annual card fee	600 AZN
Cash withdrawal commission from YKB ATMs	1.5%(min 2 AZN)
Cash withdrawal fee from other ATMs	1.5%(min 3 AZN)
Partial cash withdrawal commission (TNA)	1%
Partial cash withdrawal annual interest	20-22%
Commission for other non-bank POS (e-com) transactions	4-8%
Interest-bearing term (in equal installments) payment commission (WFT)	22%
Shopping percentage	2.16%(illik 26%)
Cash withdrawal percentage	2.16%(illik 26%)
Delay percentage (annual)	2.50%(30% per annum)
PIN sending fee	0 AZN
Card duplicate issuance	0 AZN
SMS notification fee (invoice related)	0 AZN
Printed notification (invoice related)	not applicable
Standard SMS package	0 AZN
Simple SMS package	0 AZN
Credit/credit card debt payment from Hesab.az and some other sites (charged by 3rd parties)	1 AZN - 1%(min 1 AZN)
During online payments to another credit/credit card, including Top up transactions	2%+1 AZN
To other domestic bank cards	1% (Min 1 AZN)
YapıKredi Bank C2C for Azerbaijani cards	There is no internal bank commission.
Transfers made through other applications or similar systems other than the YapıKredi Bank mobile application, including during Top up transactions (to cards of all banks including YapıKredi Bank)