Loan for repeated customers

CONSUMER CREDIT PRODUCT AT DISCOUNTED PRICE FROM YAPI KREDI BANK AZERBAIJAN FOR REPEAT CUSTOMERS

 

Who may apply for: Customers who had credits  during the last 5 years or currently have credits to Yapi Kredi Bank Azerbaijan (customers delaying payments are not included), or customers who currently have Worldcard at Yapi Kredi Bank Azerbaijan, who had fixed term deposit during the last 3 years or currently have such deposit.

Required documents: ID card and certificate of employment.

Annual interest rate

20%

EAIR

Beginning from 21.10%

Mortgage*

Not required

Guarantor**

Not required

Period:

3-36 months

Amount

Beginning from AZN 300

Required documents

ID card and certificate of employment.

 

*In exceptional cases Yapi Kredi Bank Azerbaijan may require a mortgage.

Mortgage objects:

  • Movable and real estate
  • Fixed-term and demand deposits
  • Valuable securities and state bonds
  • Guarantees to be received from Banks and Insurance Organizations

 

 

**People who may get credit without a guarantor:

 

  • Public employees 
  • Teachers
  • People working at foreign and national oil, communication, telecommunications, IT and other companies 
  • Bank employees
  • Customers receiving their salaries from Yapi Kredi Bank Azerbaijan

 

Note: In particular cases the bank has the right to require a guarantor and other documents. 
Car, Restructuration, Real estate, State mortgage (privileged and non-privileged) and Deposit collateral credits are not included to this product.

 

*License # 243 issued by the Central Bank of the Republic of Azerbaijan.

 

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